Workflow: Phase 2 / Profile Optimization
Profile Builder Engine
Strategic accounts required to strengthen your file and boost your score.
Personal Profile
Add Primary Tradeline
Open a high-limit secured card to boost available capacity.
Authorized User (AU)
Piggyback on a seasoned, high-limit card.
Builder Loan
Installment history added via Self or CreditStrong.
Rent Reporting
Report monthly rent payments to all 3 bureaus.
Business Profile
D-U-N-S Number
Dun & Bradstreet registration.
Net 30 Vendors (Tier 1)
Quill, Uline, or Granger accounts.
Business Checking — Primary
Tier 1 bank relationship (Chase).
Business Checking — Secondary
Second operating account for separation of funds (BoA/US Bank).