Workflow: Phase 2 / Profile Optimization

Profile Monitoring

Live sync with Equifax, Experian, and TransUnion.

Equifax

642

+4 pts this month

Experian

638

No change

TransUnion

645

+12 pts this month

Profile Health Analytics

Utilization

14% across all revolving accounts. Target is < 30%.

Good

Payment History

2 Negative items detected. Blocking funding readiness.

Poor

Profile Age

Average age: 4.2 years.

Fair

Hard Inquiries

4 Inquiries in last 6 months.

Fair