Workflow: Phase 2 / Profile Optimization

Funding Readiness Check

All items must be completed before applying for funding.

Underwriting Criteria (4/7 Passed)

Personal Score 720+

Current: 642 Equifax

2 Primary Cards ($2,000+ Limit)

Current: 3 Active Cards

2 Years History

Current: 4.2 Years Avg Age

Business LLC for 2+ Years

Current: Apex Innovations LLC (3 Yrs)

Operating Bank Account Verified

Current: Pending Connection

Utilization Under 30%

Current: 14% Utilization

No Recent Inquiries (Last 3-6 Mo)

Current: 4 Inquiries Found

Not Ready

Resolve the red items in your checklist to unlock the Funding Center.